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Monday, March 29, 2021

Manager - Credit Origination at Exim Bank Tanzania

 







Manager - Credit Origination

Job Category : Credit
Job Code : 2021
Job Name : Manager - Credit Origination
Details :

REPORTING TO:Senior Manager - Credit
RESPONSIBLE FOR:Credit Origination staff
PURPOSE OF JOB
Managing the origination and delivery processes of Credit Management.



PRINCIPLE ACCOUNTABILITIES
RESPONSIBILITIES:

  • Assessing customers’ credit risks and credit worthiness and prepare overall assessment of existing and new business proposals.
  • Planning, Budgeting & Growth of Loan Book
  • Identify key risks and mitigating factors of potential investments, such as asset types and values, legal and ownership structures, professional reputations, customer bases, or industry segments.
  • Identify market trends and formulate strategies to define the department’s direction to the future
  • Assessing the exiting framework of credit management on a bank-wide basis (including subsidiaries of the bank) and report deficiencies and recommend areas for improvement to the Management and implementation thereof
  • Ensure proper implementation of the Bank’s Risk policies and procedures.
  • Regulatory & Statutory Complainers
  • Periodically review best practices in the area of Credit & related Risk management.
  • Identifying, measuring and managing credit risk across a range of on and off balance sheet asset classes.
  • Support the senior/ executive management with tasks assigned from time to time.


FINANCIAL RESPONSIBILITIES Done in collaboration with head- credit
INDEPENDENT DECISIONS Done in collaboration with management
INTERACTION WITH OTHERS

  • Internal: Regular contact with all Branches & Departments
  • External: Regular contact with existing and new customers


QUALIFICATIONS:

  • University degree in Finance, Accounting or a related discipline, preferably with other related professional qualifications.
  • Relevant professional qualifications in Banking, Finance or Accounts will be an added advantage.



EXPERIENCE AND QUALITIES:


  • Minimum 5 years working experience in Banking Industry
  • Good analytical skills
  • Good communication skills


OTHERS:


  • Carry out work in accordance with the Bank’s procedures
  • Perform the assigned tasks with due diligence
  • Eliminate waste of whatever form, suggest the use of new practices and contribute to the continuous improvement of the Bank



MODE OF APPLICATION
Please send your application to 
[email protected]